Dhamu Financial Investment Services

Samvardhan’- Pension Scheme ( Defined Contribution) for the agents of the   Life Insurance Corporation of India . It has been decided by the Competent Authority to start a Group Superannuation Cash Accumulation Scheme- ‘Samvardhan’, for the Agents of the Corporation. This scheme is being started with a view to assist the agents in creating a sizeable corpus during their productive year which can be used to provide the pension in a structured way, after the accumulation period. Main features of the scheme are as under : Eligibility: 1. All the active agents having annual commission of Rs. 1,00,000 along with agency tenure of minimum 1 year can join the scheme. Membership of the scheme is voluntary. 2. Minimum age at entry ( in years) 18 completed 3. Maximum entry age ( in years) 65 completed Contributions: 1. Minimum contribution by the Agent Rs. 500/- per month and in multiples of Rs. 500/- thereafter 2. Minimum accumulation period upto age 60 years 3. Maximum accumulatio...

Sell more life insurance with these revealing questions Life Insurance isn’t a knowledge business anymore, but a questions-and-stories business, economist, retirement expert and author Tom Hegna said at the 2018 MDRT Experience and Global Conference in Bangkok, Thailand. “Telling isn’t selling,” Hegna said. “Get better at asking questions and your sales will go up.” Asking questions gets to key issues faster, he said. Hegna recommends the following questions to ask clients: 1)Tell me your understanding of life insurance and how it works. What’s your philosophy on life insurance? 2)If you knew you were going to die tomorrow, how much would you buy today? 3)If life insurance was free, how much life insurance would you need? 4)If you were hit by a drunken driver, how much would your family sue for? If clients have objections, they’re not seeing the value of what you do, Hegna said. Tell them stories and find out what’s important...

How to Ask for Referrals and Get More Clients Asking for Referrals Is Not as Hard As You Think By Susan Ward Referrals are one of the top ways to grow your business. But you already knew that I bet. What you may not have realized is that you can exponentially increase the number of referrals you get, dramatically increasing your client base, by doing one simple thing - asking for referrals. You see, for whatever reason, many small business people don't bother with referrals. Maybe they just assume their clients will pass along good words about them. Maybe they find asking for referrals uncomfortable. They hope to get referrals, of course, but they don't overtly do anything about it. So when a job is done, they just walk away, leaving half their dinner on the plate. On the other side of the table, the client has his or her own concerns – and none of them have anything to do with helping to grow your business and get you more clients. But assuming that you've done good...